The Tamil Nadu Cooperative Bank Recruitment 2025 has attracted significant attention from job aspirants across the state. Cooperative banks play a crucial role in providing credit and financial assistance to rural and urban communities, and working here offers both career stability and financial security. One of the most asked questions by aspirants is regarding the salary structure, in-hand pay, job profile, perks, and allowances offered by the Tamil Nadu Cooperative Bank.
In this article, we will provide a complete breakdown of the TN Cooperative Bank Salary 2025
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๐ Overview of TN Cooperative Bank Recruitment 2025
Organization: Tamil Nadu Cooperative Bank
Posts Available: Clerk, Assistant, Junior Assistant, Supervisor, Cashier, etc.
Category: State Government Banking Jobs
Pay Structure: As per 7th Pay Commission and Tamil Nadu Government norms
Job Location: Across Tamil Nadu
๐ฐ TN Cooperative Bank Salary 2025
The salary structure in TN Cooperative Banks varies depending on the post, grade, and level of responsibility. The pay is structured as per state cooperative society rules and incorporates basic pay, grade pay, and allowances.
1. TN Cooperative Bank Clerk/Assistant Salary 2025
Basic Pay: โน15,000 โ โน20,000 per month (starting)
Grade Pay & Other Allowances: โน7,000 โ โน10,000 approx.
Gross Salary: โน25,000 โ โน30,000 per month
In-Hand Salary (after deductions): โน23,000 โ โน28,000
2. TN Cooperative Bank Supervisor Salary 2025
Basic Pay: โน20,000 โ โน25,000
Allowances: โน8,000 โ โน12,000
Gross Salary: โน32,000 โ โน37,000
In-Hand Salary: โน30,000 โ โน34,000
3. TN Cooperative Bank Cashier/Junior Assistant Salary 2025
Basic Pay: โน16,000 โ โน18,000
Allowances: โน6,000 โ โน8,000
Gross Salary: โน22,000 โ โน26,000
In-Hand Salary: โน21,000 โ โน24,000
4. Senior-Level Officers (Manager/Deputy Manager)
Basic Pay: โน25,000 โ โน35,000
Allowances: โน10,000 โ โน15,000
Gross Salary: โน38,000 โ โน48,000
In-Hand Salary: โน35,000 โ โน45,000
๐ Note: The exact figures may vary depending on district cooperative bank rules and annual increments.
๐ TN Cooperative Bank Salary Structure 2025
The salary includes multiple components beyond the basic pay:
Basic Pay โ Fixed monthly pay.
Dearness Allowance (DA): 17โ20% of basic pay.
House Rent Allowance (HRA): 8โ12% of basic pay, depending on location.
Travel Allowance (TA): For commuting and official travel.
Medical Allowance: Fixed medical coverage for employee and family.
Provident Fund (PF): Employer + Employee contribution.
Other Allowances: Festival allowance, overtime, and bonus (depending on bank policy).
๐ TN Cooperative Bank Job Profile 2025
The job profile in TN Cooperative Banks varies depending on the post, but common responsibilities include:
1. Clerk/Assistant
Managing customer transactions like deposits, withdrawals, and fund transfers.
Maintaining account records and updating passbooks.
Assisting in loan disbursement and recovery.
Handling cash management under supervision.
2. Junior Assistant/Cashier
Performing day-to-day cash handling and ledger updates.
Issuing demand drafts, cheques, and maintaining receipts.
Assisting senior staff in audit and reconciliation work.
3. Supervisor/Manager
Supervising branch operations.
Ensuring loan approvals, credit analysis, and recovery processes.
Training and guiding junior staff.
Ensuring compliance with cooperative banking regulations.
4. Field Officer/Loan Officer (in some cooperative banks)
Visiting villages and towns to promote cooperative bank schemes.
Conducting field verification of loan applicants.
Coordinating with local cooperative societies.
๐ Perks and Benefits of TN Cooperative Bank Job
In addition to the monthly salary, employees enjoy several perks and benefits:
Job Security: Being a government-linked institution, cooperative banks provide stable employment.
Pension & Retirement Benefits: Employees are entitled to pension schemes.
Annual Increments & Promotions: Salary increases with seniority and experience.
Medical Facilities: Health coverage for employees and dependents.
Leave Benefits: Paid leave, maternity leave, casual leave, and earned leave.
Festive Bonus/Ex-Gratia: Cooperative banks often provide bonuses during festivals.
Work-Life Balance: Most branches have fixed working hours, ensuring less stress compared to private banks.
๐ Career Growth and Promotion
Employees in TN Cooperative Banks have good career progression opportunities:
Assistant โ Senior Assistant โ Supervisor โ Branch Manager โ Senior Manager
Promotions are based on experience, departmental exams, and performance.
With every promotion, the salary structure, perks, and responsibilities also increase.
โ Conclusion
The TN Cooperative Bank Salary 2025 offers a competitive pay package along with multiple allowances, benefits, and job security. For fresh graduates and banking aspirants, this is an excellent career option in the public sector.
Whether you join as a Clerk, Assistant, Cashier, or Supervisor, the job comes with stability, respect, and career growth. Alongside financial benefits, employees also enjoy pension, leave benefits, and medical security, making it one of the most sought-after state-level banking jobs in Tamil Nadu.
๐ Aspirants preparing for the TN Cooperative Bank recruitment should not only focus on cracking the exam but also understand the salary and job profile, as this helps in long-term career planning.
